CII R05 Exam Preparation

    Pass Your CII R05 Exam
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    CII R05 (also written RO5) · Financial Protection

    R05 covers protection products including life insurance, critical illness, income protection, and private medical insurance. It is the only Level 3 unit in the Diploma and is generally considered the easiest R0 module — making it a good starting point.

    50
    Questions
    1 hour
    Duration
    65%
    Pass Mark
    10
    CII Credits
    RQF Level 3
    RQF Level

    Difficulty Level

    Easy

    R05 is the only Level 3 unit in the Diploma and is generally considered the easiest R0 module. The CII recommends it as a good starting point. It is mostly knowledge-based with no complex calculations.

    R05 is recommended by the CII as a good starting point for the Diploma. It is the only Level 3 unit, making it the least difficult module.

    Syllabus

    R05 Topics Covered

    Our question bank covers every topic area in the CII R05 syllabus, weighted to reflect the real exam.

    Principles of protection and insurable risk
    Life insurance — term, whole of life, and relevant life policies
    Critical illness cover — definitions and key conditions
    Income protection insurance — deferred periods and benefit limits
    Private medical insurance — cover types and exclusions
    Underwriting, claims processes, and policy conditions
    Study Tips

    How to Pass R05

    Top tips from candidates who passed R05 first time using R0 Hub.

    1
    Know the key differences between life, critical illness, and income protection products
    2
    Understand the underwriting process and how pre-existing conditions are handled
    3
    Learn the tax treatment of protection policy premiums and payouts for each product type
    4
    Focus on suitability — which product fits which client scenario
    5
    Practise scenario-based questions about recommending appropriate cover for different life stages
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    Exam-Style Questions

    Hundreds of R05 questions modelled on the real CII exam format and difficulty.

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